Lending Information

VA Funding Fee: What, Why, and How Much

VA Funding Fee: What, Why, and How Much

VA home loan programs offer 100 percent home financing with no mortgage insurance; instead, borrowers pay a VA funding fee. In addition, VA regulations...Read More

How Does a Reverse Mortgage Work?

How Does a Reverse Mortgage Work?

A reverse mortgage works like a home equity loan, except the homeowner doesn’t have to repay the loan in monthly installments. It allows homeowners...Read More

Can You Get a Home Equity Loan with a VA Mortgage?

Can You Get a Home Equity Loan with a VA...

You have a VA mortgage, and now you want a home equity loan. Is that possible? Can those two coexist? In principle, there's no reason the two can't...Read More

Get a VA Home Loan with Bad Credit

Get a VA Home Loan with Bad Credit

For nearly 75 years, the loan program guaranteed by the U.S. Department of Veteran Affairs (VA) has allowed veterans to purchase homes with favorable terms...Read More

How Much Do You Put Down On a Car?

How Much Do You Put Down On a Car?

When you're buying a new car, whether you're getting your auto financing through an independent lender or through a dealer, you'll need to...Read More

How to Get a Car Loan with No Credit

How to Get a Car Loan with No Credit

You may think that "no-credit car loans" are the same as "bad-credit car loans," and in some practical ways you would be right. But...Read More

FHA vs Conventional: Which Loan Works Best for You?

FHA vs Conventional: Which Loan Works Best...

When you're ready to buy a home or refinance your loan, you may start wondering whether you should get a conventional loan or an FHA loan. Both loan...Read More

FHA Loan Credit Score: What's the Real Minimum?

FHA Loan Credit Score: What's the Real Minimum?

Having a low credit score shouldn't be a reason to give up on your dream of home ownership. In fact, an FHA loan can be a great option when credit...Read More

VA Loan Closing Costs

VA Loan Closing Costs

VA loans are designed to allow military veterans, active service members, and eligible family to buy a house easily. The VA loan program helps borrowers...Read More