Lending Information

Protect Yourself from Credit Card Fraud

Protect Yourself from Credit Card Fraud

As recent statistics show, approximately 1,540 large data breaches were reported in 2014. These breaches represent a 46 percent increase from the year...Read More

How Much is a Down Payment on a House?

How Much is a Down Payment on a House?

For many people, especially those buying their first home, it may seem as if the larger the down payment they can make, the better. But there’s a...Read More

203k Loan: Rehab Loans Courtesy of the FHA

203k Loan: Rehab Loans Courtesy of the FHA

Did you know that The Federal Housing Administration (FHA) has a loan program that allows homebuyers to purchase fixer-uppers? This FHA-insured option,...Read More

Home Equity Loan vs Home Equity Line of Credit

Home Equity Loan vs Home Equity Line of Credit

Homeowners who need cash may qualify to borrow against the equity in their homes. Home equity is generally defined the current value of the home minus...Read More

How to Shop for a Jumbo Reverse Mortgage

How to Shop for a Jumbo Reverse Mortgage

Also known as private reverse mortgages or proprietary reverse mortgages, a jumbo reverse mortgage loan is a loan that exceeds the maximum allowed by the...Read More

How Does Rent to Own Work?

How Does Rent to Own Work?

Rent-to-own homes can help people who have had credit difficulties get started on the path to home ownership. If you understand what's expected of...Read More

Should I Refinance my Home?

Should I Refinance my Home?

The average U.S. homeowner refinances his or her mortgage every four years. Sometimes it’s to take advantage of lower interest rates, but there are...Read More

How Much Does it Cost to Refinance?

How Much Does it Cost to Refinance?

Considering refinancing? The cost to refinance a mortgage can vary dramatically from state to state and from lender to lender. Lowering the monthly house...Read More

Getting an FHA Construction Loan

Getting an FHA Construction Loan

Congratulations! If you're in the market for an FHA construction loan, you're probably at an exciting stage of your life. Chances are, you're...Read More