Lending Information

Mortgage Application: How to Apply For a Mortgage

Mortgage Application: How to Apply For a...

If you feel you're ready for home ownership and will need a loan, you'll want to start looking into applying for a mortgage. A mortgage application...Read More

Reverse Mortgages for Dummies

Reverse Mortgages for Dummies

Very few people who sign up for reverse mortgages are dummies. They're mature homeowners, generally with a lifetime of experience and achievements...Read More

How to Get a Home Equity Loan

How to Get a Home Equity Loan

Home equity financing is about the cheapest money available, because the loans are secured by real estate -- an asset that usually increases in value and...Read More

VA Funding Fee: What, Why, and How Much

VA Funding Fee: What, Why, and How Much

VA home loan programs offer 100 percent home financing with no mortgage insurance; instead, borrowers pay a VA funding fee. In addition, VA regulations...Read More

How Does a Reverse Mortgage Work?

How Does a Reverse Mortgage Work?

A reverse mortgage works like a home equity loan, except the homeowner doesn’t have to repay the loan in monthly installments. It allows homeowners...Read More

Can You Get a Home Equity Loan with a VA Mortgage?

Can You Get a Home Equity Loan with a VA...

You have a VA mortgage, and now you want a home equity loan. Is that possible? Can those two coexist? In principle, there's no reason the two can't...Read More

Understanding Reverse Mortgage Interest Rates

Understanding Reverse Mortgage Interest Rates

Reverse mortgages were introduced in the early 1960s as a way to help senior citizens access the equity they had built into their homes. In 1987, the U.S....Read More

Get a VA Home Loan with Bad Credit

Get a VA Home Loan with Bad Credit

For nearly 75 years, the loan program guaranteed by the U.S. Department of Veteran Affairs (VA) has allowed veterans to purchase homes with favorable terms...Read More

How Much Do You Put Down On a Car?

How Much Do You Put Down On a Car?

When you're buying a new car, whether you're getting your auto financing through an independent lender or through a dealer, you'll need to...Read More